Hsbc mortgage guidelines

See how much you could save when you take out a new home loan or switch to HSBC before 31 August 2022. • 100% off arrangement fees for salaried UAE residents and switchers. • Up to 75% off arrangement fees for non-resident and self-employed customers 1. • Approval in principle in 60 minutes, subject to providing satisfactory documentation 2. 103102E201911 Page 1 of 2 Mortgage Completion Guidelines - British Columbia (Only for Residential Mortgages) Before completing the mortgage you should ensure that you have read and are familiar with HSBC's Moving your mortgage to HSBC When you move your mortgage to HSBC you'll be . remortgaging - changing your existing mortgage deal. The remortgaging process is straightforward and works in a similar way to getting a standard mortgage: you'll need to apply for a Decision in Principle and then for the mortgage itself. 1. Deciding to remortgage No minimum account balance for Self-Directed Brokerage. An easy-to-navigate dashboard for trading, tracking and monitoring. Ability to set up alerts to notify you about important events affecting your account. 24/7 access to account and performance statements, gains and losses, and trade confirmations. Up-to-the minute trade status reports. Your mortgage options. 5% - 19.99%. With less than a 20% mortgage, you will need to apply high-ratio mortgage. Your down payment must be at least 5% of the house price (up to the first $500,000), and 10% for the following $500,000 - $999,999. 20% or more. With 20% or more you may qualify for a conventional mortgage. Home mortgage loans. We offer a range of loan types to meet your unique financing needs. Earn more on your savings with a deposit-linked mortgage. Our investor mortgages are designed to maximise wealth potential for property owners. Cut your down-payment expenses with a HighAdvance mortgage. tarunp8099 said: Hi All, I not found any recent HSBC mortgage application timeline that's why I started new post. My application timeline as below. AIP & Application : 11th March 2021. Credit search : 11th March ( 7 time soft search & 1 hard search) credit search : 17th March 2021. Ask additional docs: 17th March 2021. Docs submitted : 17th 1.1 Lender Requirements We instruct you to act in accordance with the UK Finance Mortgage Lenders' Handbook for conveyancers (the 'Handbook'). The general provisions of Part 1 of the Handbook and the HSBC UK Bank plc lender specific requirements, whichever are appropriate, in Part 2 of the Handbook must be followed. Call us on: (02)8858-0000 or (02)7976-8000 (Metro Manila) 1-800-1-888-8555 (Provincial) +632-8580000 (Abroad) For existing home loan accounts due for re-pricing, please contact your HSBC Relationship Manager or branch of account for the latest interest rates. Rates subject to change without prior notice. You can also choose to apply with a mortgage adviser, by phone or in a branch. You'll receive advice on the most suitable mortgage for you, and you'll be guided through the mortgage process. Give us a call to book your appointment on: 0800 169 6333. Our lines are open Monday to Friday 08:00 to 20:00, Saturday and Sunday 09:00 to 17:00. However I have some late payments from 4 years ago. I also have 3 defaults. They are all with OUSBA- the open university (I don't know if who you default with makes any difference). £564 3/5/11. £141 2/2/12. £760 3/10/12. All paid back and listed as settled within weeks of the default date. Approval of your mortgage is subject